Loan Types
Clear lending options for home buyers, investors, business owners and complex borrowers.
Lending support for every stage.
Choose the lending area that best matches your situation. Aspect Financial Solutions keeps the process clear, practical and tailored to your goals.
Start with the closest option. We can help you narrow the structure, lender pathway and documents required.
First Home Buyers
Deposit, pre-approval and settlement guidance for your first purchase.
Owner Occupier Loans
Home loan structures for buying, upgrading or refinancing the home you live in.
Pre-Approvals
Understand your buying range before making offers, bidding or signing a contract.
Refinancing
Review your rate, repayments, equity position and loan structure.
Investment Loans
Property finance for purchases, refinances, equity release and portfolio growth.
SMSF Loans
Specialised property lending through a self-managed super fund LRBA structure.
Low Doc / Alt Doc Loans
Alternative income verification for self-employed and complex income borrowers.
Medico Loans
Specialised lending options for eligible medical and healthcare professionals.
Car & Asset Finance
Vehicle, equipment and machinery finance for personal or business use.
Construction Loans
Finance for builds, knockdown rebuilds, renovations and progress payments.
Commercial & Business Loans
Funding for commercial property, business cash flow, assets and growth.
Development Funding
Short-to-medium term funding for duplex, townhouse and development projects.
Guarantor Loans
Family support structures that may help eligible buyers enter the market sooner.
Bridging Loans
Short-term funding to help you buy before selling an existing property.
Modular Home Financing
Finance for prefab, modular and off-site constructed homes.
Reverse Mortgages
Options for eligible older homeowners seeking to access home equity.
Need lending guidance?
Start with a clear conversation about your borrowing position, lender options and next steps.