Aspect Loan Types
Self-Employed & Low Doc Loans
Self-employed borrowers often have income that does not fit neatly into standard PAYG assessment. We help present the business income story clearly to lenders.
Self-Employed & Low Doc Loans
Self-employed borrowers often have income that does not fit neatly into standard PAYG assessment. We help present the business income story clearly to lenders.
Who this may suit
- Business owners with recent or complex income.
- Borrowers using one year financials, BAS, accountant letters or alternative income evidence.
- Clients whose taxable income does not show the full business position.
How Aspect Financial Solutions helps
- Review business structure, trading history and income documents.
- Identify lenders that accept the available income evidence.
- Package the application with clear notes and supporting documents.
- Respond to lender questions and manage the approval process.
Important to know
Low doc and alt doc lending does not mean no assessment. Lenders still assess affordability, credit history, security and overall risk.
Each lender has different policy, pricing, documentation and approval requirements.
General information only: This page provides general information and does not consider your objectives, financial situation or needs. Credit assistance is subject to assessment, lender policy and approval.