Aspect Loan Types

Alt Doc Loans

Alt doc loans may suit self-employed borrowers who can verify income through alternative documents rather than full traditional financial statements.

Alt Doc Loans

Alt doc loans may suit self-employed borrowers who can verify income through alternative documents rather than full traditional financial statements.

Who this may suit

  • Self-employed clients without finalised full financials.
  • Borrowers with BAS, business bank statements or accountant-supported income.
  • Clients needing a lender that understands non-standard income.

How Aspect Financial Solutions helps

  • Confirm what income documents are available.
  • Match the income evidence to suitable lender policy.
  • Review LVR, rate, fees and documentation requirements.
  • Prepare a clear application narrative for assessment.

Important to know

Alt doc loans can have different rates, fees and LVR limits compared with full doc loans.

Each lender has different policy, pricing, documentation and approval requirements.

General information only: This page provides general information and does not consider your objectives, financial situation or needs. Credit assistance is subject to assessment, lender policy and approval.