Aspect Loan Types

Investment Loans

Investment lending requires a clear view of rental income, cash flow, tax considerations, interest-only options, equity use and portfolio strategy.

Investment Loans

Investment lending requires a clear view of rental income, cash flow, tax considerations, interest-only options, equity use and portfolio strategy.

Who this may suit

  • Investors purchasing a new property.
  • Borrowers refinancing an existing investment loan.
  • Clients using equity for investment deposits or portfolio growth.

How Aspect Financial Solutions helps

  • Review rental income, existing debts and total borrowing capacity.
  • Compare interest-only and principal-and-interest options.
  • Structure loans to keep investment and owner-occupied debt clearly separated.
  • Prepare the application and manage lender questions through to settlement.

Important to know

Investment loan structure can have tax and cash flow implications. Tax advice should be obtained from your accountant.

Each lender has different policy, pricing, documentation and approval requirements.

General information only: This page provides general information and does not consider your objectives, financial situation or needs. Credit assistance is subject to assessment, lender policy and approval.