Aspect Loan Types

Refinancing

Refinancing is more than chasing a lower rate. It can help review repayments, loan structure, equity, offset use, debt consolidation and whether your current lender is still suitable.

Refinancing

Refinancing is more than chasing a lower rate. It can help review repayments, loan structure, equity, offset use, debt consolidation and whether your current lender is still suitable.

Who this may suit

  • Borrowers wanting a sharper rate or better structure.
  • Clients needing equity for renovations, investment or future plans.
  • Home owners wanting to consolidate debts or improve cash flow.

How Aspect Financial Solutions helps

  • Review the current loan, repayments, rate, fees and remaining term.
  • Check property value and available equity.
  • Compare lender options and potential refinance costs.
  • Manage application, discharge and settlement steps.

Important to know

Resetting a loan term or consolidating short-term debt into a home loan can reduce repayments but may increase long-term interest costs.

Each lender has different policy, pricing, documentation and approval requirements.

General information only: This page provides general information and does not consider your objectives, financial situation or needs. Credit assistance is subject to assessment, lender policy and approval.