Aspect Financial Solutions
Commercial & Business Loans
Finance for commercial property, business cash flow, assets and growth strategies.
Loan Type
Finance for commercial property, business cash flow, assets and growth strategies.
Aspect Financial Solutions helps you understand the lender requirements, documentation, structure and approval pathway before lodging an application.
Commercial and business loans
Commercial lending can be more complex than residential lending because the lender is assessing both the borrower and the business case. Purpose, security, cash flow, business history and repayment strategy all matter.
Common business finance purposes
- Commercial property purchase or refinance.
- Business expansion or acquisition.
- Working capital and cash flow support.
- Fit-outs, stock, plant and equipment.
- Debt restructure or consolidation.
- Vehicles and business assets.
What lenders may assess
- Business financial performance.
- BAS, tax returns, management accounts and ATO position.
- Existing business and personal debt.
- Security offered and valuation.
- Industry risk and trading history.
- Purpose and benefit of the loan.
Need lending guidance?
Start with a clear conversation about your borrowing position, lender options and next steps.