Aspect Learning Guide

Debt recycling

Debt recycling is a strategy where some borrowers replace non-deductible home debt with investment debt. Tax advice is essential.

Debt recycling explained in plain English

Debt recycling is a strategy where some borrowers replace non-deductible home debt with investment debt. Tax advice is essential.

General idea

Replacing non-deductible home debt with investment debt over time.

Advice needed

Tax advice is essential because deductibility depends on purpose, structure and records.

Who it may suit

Disciplined borrowers with stable cash flow and investment goals.

General information only: This guide does not take into account your personal objectives, financial situation or needs. Lending policy varies between lenders.
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