Aspect Learning Guide
Cross-collateralisation
Cross-collateralisation is when more than one property secures a loan structure. It can reduce flexibility.
Cross-collateralisation explained in plain English
Cross-collateralisation is when more than one property secures a loan structure. It can reduce flexibility.
How it works
Multiple properties are linked as security for one or more loans.
Potential issue
It can reduce flexibility when selling or refinancing.
Alternative
Separate securities may give more control.
General information only: This guide does not take into account your personal objectives, financial situation or needs. Lending policy varies between lenders.