Aspect Learning Guide
Credit score
Your credit score and repayment history help lenders understand how you manage credit.
Credit score explained in plain English
Your credit score and repayment history help lenders understand how you manage credit.
What it shows
Your score reflects credit enquiries, repayment conduct and credit history.
Potential issues
Missed payments, defaults or many recent enquiries can affect approval.
Tip
Check your credit file before a major application.
General information only: This guide does not take into account your personal objectives, financial situation or needs. Lending policy varies between lenders.